Special needs is the broad category of requirements and care for individuals suffering from a wide range of physical disabilities, medical conditions, intellectual difficulties, or emotional problems, including physical conditions, learning difficulties, and behavioral problems.
The federal and state governments have numerous benefits programs that are available to individuals with special needs. These programs vary from state to state, but many also have some type of Medicaid waiver that will cover residential, daycare, career, and other basic services.
Some of the government's major programs include: (i) Medicaid, which gives basic medical care; (ii) Supplemental Nutrition Assistance Program (SNAP/Food Stamps) and Supplemental Security Income (SSI), which also provides allowances for food and shelter to people with disabilities; and (iii) Social Security Disability Insurance (SSDI), which helps those with disabilities, but requires that the individual hasn’t been able to work for at least a year because of their disability.
If you have a child with special needs, it’s critical that you maintain all of your documentation in one safe place that you can quickly and easily access when needed.
Experts suggest that parents of children with special needs should have a file or lockbox to keep the information that future caregivers will need when caring for the child after the parents have passed away.
Make sure that you update the information in your file whenever there are changes in your family’s situation, changes in the needs or desires of your child, and to document any other issues that may help future caregivers in caring for your child.
Of course, there is no exact list, but you should try to include the following documents and regularly update your file with any changes:
That’s a lot to cover. Why not let a professional help you? A special needs attorney has the background to make your lives a little easier. Make an appointment to visit with us today to discuss a special needs trust for your child.